“I admire your passion to educate people on the amazing benefits of maintaining good
credit."
Maria Shriver
credit."
Maria Shriver
Dõv Baron
Professional speaker, Author
www.baronmasteryinstitute.com
Professional speaker, Author
www.baronmasteryinstitute.com
Kristin Blair Wnuk
Speaker, Author and Certified Life Coach
www.actionforlifecoaching.com
Speaker, Author and Certified Life Coach
www.actionforlifecoaching.com
Joan Denizot
President, Super Sized Cycles
www.supersizedcycles.com
President, Super Sized Cycles
www.supersizedcycles.com
“I read your book and found it very helpful and interesting. Your topic is very important
especially considering the economic crisis we are currently in.”
Norma Saken, The Iacocca Foundation
especially considering the economic crisis we are currently in.”
Norma Saken, The Iacocca Foundation
“By following Monika’s guidance and directions, and because of Monika’s tireless efforts
many of our buyers have enjoyed an increase of their credit score of over 70 points,
and in some instances, over 100 points.” With her recognition as a newly published
author, combined with her knowledge of the credit rating system and her passion for
helping people, Monika’s informative presentations are truly a social service as she
educates consumers on the complexities and counter -intuitive nature of the FICO
credit rating system.
Jay C. Lewis, Area President M/I Homes
many of our buyers have enjoyed an increase of their credit score of over 70 points,
and in some instances, over 100 points.” With her recognition as a newly published
author, combined with her knowledge of the credit rating system and her passion for
helping people, Monika’s informative presentations are truly a social service as she
educates consumers on the complexities and counter -intuitive nature of the FICO
credit rating system.
Jay C. Lewis, Area President M/I Homes
"Not only did your help improve our score, you taught us how to improve our score on
our own. The information you have provided to us has made us change how we
approach our finances and the knowledge we have able to acquire from you has been
life changing."
Mr. and Mrs. Rizzo
our own. The information you have provided to us has made us change how we
approach our finances and the knowledge we have able to acquire from you has been
life changing."
Mr. and Mrs. Rizzo
In today’s financial climate, the phrase “Cash is King” has been replaced by the term
“Credit is King”. Given the impact that getting approved or not and at what interest rate
has on the financial well being of an individual, having anything less than the highest
possible credit score for one’s given credit profile is no longer an option. Monika has
been one of my top protégé’s for quite some time. Her thirst for credit knowledge and
desire to help those in need is second to none. I highly recommend Monika and her
ability as a credit advocate that will help you improve your credit and credit score in
order to unlock your financial future.”
Edward Jamison, Attorney.
“Credit is King”. Given the impact that getting approved or not and at what interest rate
has on the financial well being of an individual, having anything less than the highest
possible credit score for one’s given credit profile is no longer an option. Monika has
been one of my top protégé’s for quite some time. Her thirst for credit knowledge and
desire to help those in need is second to none. I highly recommend Monika and her
ability as a credit advocate that will help you improve your credit and credit score in
order to unlock your financial future.”
Edward Jamison, Attorney.
“Monika Nagy has a unique insight about how our financial systems really work. Monika’
s extensive background in Real Estate, the Mortgage Industry, and in Credit
Restoration has equipped her to share her extensive knowledge and understanding in
a concise manner that all will enjoy and benefit as when reading this book. Monika
offers solid advice and counsel to enhance your financial savvy and your life.”
Daniel Sater, Credit Expert, and Educational Speaker, Senior Loan Officer in former
Indy Mac Bank FSB
s extensive background in Real Estate, the Mortgage Industry, and in Credit
Restoration has equipped her to share her extensive knowledge and understanding in
a concise manner that all will enjoy and benefit as when reading this book. Monika
offers solid advice and counsel to enhance your financial savvy and your life.”
Daniel Sater, Credit Expert, and Educational Speaker, Senior Loan Officer in former
Indy Mac Bank FSB
Monika Nagy provides expert guidance through the intricate maze of personal credit in
this excellent book. Her impressive knowledge of this complex and confusing subject
provides insight and practical solutions to everyone from the novice to the expert.
Monika combines a diverse background as a university professor and researcher with a
passion for her subject that results in a captivating presentation. Her straightforward,
easy-to-follow instructions for improving your credit rating can benefit everyone, even
those fortunate individuals whose score already exceeds the rarefied “700” level.
Heidi W. Isenhart, Attorney-at-Law
this excellent book. Her impressive knowledge of this complex and confusing subject
provides insight and practical solutions to everyone from the novice to the expert.
Monika combines a diverse background as a university professor and researcher with a
passion for her subject that results in a captivating presentation. Her straightforward,
easy-to-follow instructions for improving your credit rating can benefit everyone, even
those fortunate individuals whose score already exceeds the rarefied “700” level.
Heidi W. Isenhart, Attorney-at-Law
“My name is very common, it is Rivera. I had many other Rivera’s accounts, which were
not mine, including judgments, collections ending up on my credit. I have tried and tried
myself to fight the Credit Agencies, but none of them was willing to do a real
investigation of the problem. I gave up buying a house or ever having a good credit,
because it was too difficult to achieve anything.
Monika helped me and in less than two months raised my credit from 583 to 740 points
(157 points). Now I have a clear good credit, I can be proud again and ready to
purchase my first house in my own name without needing my wife to cosign for me.”
Anthony Rivera, Lake Mary Florida
not mine, including judgments, collections ending up on my credit. I have tried and tried
myself to fight the Credit Agencies, but none of them was willing to do a real
investigation of the problem. I gave up buying a house or ever having a good credit,
because it was too difficult to achieve anything.
Monika helped me and in less than two months raised my credit from 583 to 740 points
(157 points). Now I have a clear good credit, I can be proud again and ready to
purchase my first house in my own name without needing my wife to cosign for me.”
Anthony Rivera, Lake Mary Florida
“I couldn’t believe it; Monika has raised my credit score over a 150 points in three
month, my saving are $ 207 a month or $ 2484 per year on my mortgage payment.
Thanks to her I bought my dream house and I can put the $2484 towards other needs
or retirement savings. My life have changed I feel great to be able to qualify for a
mortgage even under these difficult market conditions. WOW!"
Chris Pacheco, Orlando Florida.
month, my saving are $ 207 a month or $ 2484 per year on my mortgage payment.
Thanks to her I bought my dream house and I can put the $2484 towards other needs
or retirement savings. My life have changed I feel great to be able to qualify for a
mortgage even under these difficult market conditions. WOW!"
Chris Pacheco, Orlando Florida.
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| Credit Optimization for Today's Professionals |